The Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) Yojana is one of the biggest schemes started by the Government of India to support farmers. Under this scheme, farmers get financial help of ₹6,000 every year. The money is given in three equal installments of ₹2,000 each directly into the farmer’s bank account.
In 2025, the 20th installment of PM Kisan Yojana is being released. Many farmers are getting the money in their accounts, but some farmers are facing problems. They are worried because the money has not come to their bank account. If you are also one of them, do not panic. There are some important steps that you can take to solve this problem.
Why the Installment May Not Come
PM Kisan Yojana: 20th Installment Not Received in Bank Account? Do This Important Work Before knowing what to do, it is important to understand why the installment may not reach your account. Some common reasons are:
- Bank account not linked with Aadhaar – If your Aadhaar is not connected to your bank, the money cannot be transferred.
- Incorrect details – Mistakes in your Aadhaar number, bank account number, or IFSC code can stop the payment.
- Land record mismatch – If the land details provided do not match government records, your installment may be on hold.
- e-KYC not completed – The government has made e-KYC compulsory for PM Kisan. Without it, the money will not be sent.
- Inactive bank account – If your account is closed or inactive, the transfer will fail.
Important Work You Should Do
If you have not received the 20th installment, here are the steps you must take:
1. Check PM Kisan Beneficiary Status Online
- Visit the official website: pmkisan.gov.in.
- Click on the “Know Your Status” option.
- Enter your Aadhaar number, bank account number, or mobile number.
- You will see the status of your installment – whether it is released, pending, or failed.
2. Complete e-KYC
- Go to the PM Kisan portal and click on “e-KYC” option.
- Enter your Aadhaar number and verify with the OTP received on your linked mobile number.
- If OTP does not work, visit your nearest Common Service Centre (CSC) to complete e-KYC with fingerprint.
3. Update Bank Account Details
- If there is a mistake in your account number or IFSC code, you must correct it.
- Login to the PM Kisan portal, go to “Edit Aadhaar Failure Records”, and update your details.
- You can also contact your bank and ask them to confirm if your account is active.
4. Contact Agriculture Department
- Visit your nearest block or tehsil agriculture office with your Aadhaar card, bank passbook, and land records.
- The officials can check the problem and update your details in the PM Kisan database.
5. Helpline Numbers
The government has given helpline numbers for farmer’s help:
- PM Kisan Helpline: 155261 or 1800-115-552 (Toll-Free)
- Another Number: 011-23381092
You can call and ask about the status of your installment.
Things to Remember
- Always check that your Aadhaar, bank account, and land records are the same as in government records.
- Do not delay e-KYC because without it, no future installment will come.
- Keep your mobile number linked with Aadhaar updated for OTP verification.
- If you have sold your land or are no longer eligible, you should not apply. Giving wrong details can stop your installment permanently.
Why PM Kisan is Important for Farmers
PM Kisan Yojana has become a lifeline for many small and marginal farmers. The money helps them in:
- Buying seeds and fertilizers.
- Paying for irrigation and other farm needs.
- Supporting household expenses.
- Reducing dependence on moneylenders.
With regular installments, farmers get financial security and confidence to improve their farming activities.
Final Words
If your 20th installment of PM Kisan Yojana has not come, you should not worry. Most of the time, the problem is due to e-KYC, Aadhaar linking, or incorrect bank details. By checking your beneficiary status online, completing e-KYC, and updating your records, you can solve the issue.
The government has also provided helpline numbers and local agriculture offices for help. So, follow these steps carefully and make sure your details are correct. This way, you will not only get the pending installment but also continue receiving future payments without trouble.
