Bank holidays are important for everyone because they help us plan our work in advance. Whether you need to deposit money, withdraw cash, update your passbook, or finish any loan-related work, you must know if the bank is open or closed. Many people search online to know if banks will remain closed on a specific date. One such question many people are asking is: Will banks be closed on November 25?
In this article, we will explain everything in simple and easy words. You will know whether banks will be closed on November 25, why holidays differ from state to state, and how you can manage your banking work even on holidays.
Will Banks Be Closed on November 25?
Bank holidays in India depend on two factors:
- National holidays
- State-specific or festival holidays
November 25 is not a national holiday in India. That means banks across the country are not closed nationwide on this date.
However, some states may have local or festival holidays, depending on the RBI holiday calendar.
Important Point
Bank holidays are prepared every year by the Reserve Bank of India (RBI). RBI divides bank holidays into three categories:
- Holiday under Negotiable Instruments Act
- Holiday under Negotiable Instruments Act and Real-Time Gross Settlement (RTGS) Holidays
- Banks’ Closing of Accounts
So, whether banks will be closed on November 25 depends on the RBI list for your state.
In Which States Might Banks Be Closed on November 25?
Most states do not have a holiday on November 25. But some states may observe a holiday for a local festival, birth anniversary, or regional event.
For example:
- Some northeastern states may have a local festival.
- A few southern states may have a regional celebration.
- Hill states sometimes observe special cultural events.
These local holidays affect only that particular state. Banks in other states remain open as usual.
This is why it is important to check your regional bank holiday list instead of only looking at national news.
Why Bank Holidays Differ From State to State?
India is a country where many cultures, languages, and traditions exist together. Almost every state has its own local festivals, fairs, and important days.
For example:
- Tamil Nadu has holidays like Pongal and Tamil New Year.
- West Bengal has holidays for Durga Puja and Kali Puja.
- Punjab has holidays for Guru Nanak Jayanti and Baisakhi.
- Kerala celebrates Onam with a state holiday.
Because each state has different traditions, the RBI allows state-specific bank holidays. This means banks in one state may be closed, but banks in another state may remain open.
What About Private Banks vs Public Banks?
Some people think private banks and public banks follow different rules.
But the truth is:
All banks, whether private or government, follow the same RBI holiday calendar.
So:
- SBI, PNB, Bank of Baroda
- ICICI Bank, HDFC Bank, Axis Bank
All follow the same holiday rules.
If there is a holiday, it applies to both private and government banks in that state.
Will Online Banking Work on November 25?
Yes, even if banks are closed in your state, online banking will work 24×7.
You can use:
- UPI apps like Google Pay, PhonePe, Paytm
- Net banking
- Mobile banking apps
- ATM machines
These services do not stop during holidays. Only the bank branches remain closed — digital services are always available.
What Banking Work You Can Do on a Holiday?
Even if banks are closed on November 25, you can still do many things easily at home:
1. Money Transfer
- Use UPI, IMPS, NEFT (NEFT works 24×7 now).
2. Balance Check
- Check your balance using net banking or mobile banking apps.
- Dial *99# for basic banking.
3. ATM Transactions
- Withdraw money
- Deposit money (in cash-deposit ATM machines)
4. Online Bill Payment
- Electricity bill
- Mobile recharge
- DTH payment
- Water bill
5. Loan EMI Payment
You can pay EMIs online even on holidays.
What You Cannot Do on a Bank Holiday?
Some tasks still require a physical visit to the bank. These include:
- Updating passbook
- Depositing cheques
- KYC process
- Locker visit
- Opening a new bank account (offline)
- Loan-related paperwork
If November 25 is a holiday in your state, you must plan these tasks on the next working day.
How to Check Bank Holiday for Your State?
To know if banks will be closed on November 25 in your area, you can:
Check the RBI holiday list
Visit your bank’s website
Check your bank’s mobile app notifications
Call customer care
Check local newspaper announcements
This will give you accurate information for your city or state.
Conclusion
So, will banks be closed on November 25? Most states will NOT have a bank holiday on this date, as it is not a national holiday. But some states may observe local or regional holidays, so banks in those states may remain closed.
To avoid problems, always check your state-specific bank holiday list.
Remember, even if the bank branch is closed, online banking services work 24×7, making most tasks easy and convenient.
